Recovering Your Profits, One Transaction at a Time

SmartPay Salon Solutions is a dedicated fee recovery platform built specifically for salon owners who want to stop losing money to credit card processing fees. Our calculator helps you understand exactly how much you're paying in processing fees each month and year, and our fully compliant surcharge program helps you recover 100% of those costs — turning a silent, recurring expense into recovered profit that stays in your business.

Designed for salon owners, booth renters, and multi-location operators, SmartPay tailors its approach to the unique needs of the beauty industry. We work with multiple top processors including SumUp and Lumino to find the right fit for your salon, with features like same-day funding, VAMP chargeback protection, loyalty programs, and SMS marketing — all designed to lower your fees, attract more clients, and increase profitability without changing the way you work.

SmartPay Salon Solutions is built by Kevin Gatto, a salon industry veteran with decades of experience helping salon owners optimize their operations and reclaim their margins. Backed by PCI DSS compliance and SOC 2 Type II certification, our platform gives you the tools, transparency, and personal support you need to make smarter payment decisions and keep more of what you earn — so you can focus on your clients, not your terminal.